The Consumer Federation of America (CFA) is a national collective of non-profit organizations that lobby for policyholders. The group reviewed data from major insurers in all 50 states to determine how much, on average, credit scores impact auto insurance rates. According to the CFA, if you're a Louisiana driver, a bad credit score is more likely to raise your car insurance rates than an arrest for driving while intoxicated.

The document compares average premium costs charged to drivers with “excellent,” “fair,” and “poor” credit scores. The report found that, in Louisiana, drivers with "poor" credit pay an average of $905 more for annual car insurance policies than drivers with a DWI and "excellent" credit.

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